Blog

Industry News

Decoding the Shift: What the Visa/Mastercard Settlement Means for Your Business

For years, the cost of accepting credit cards—often referred to as “swipe fees” or interchange fees—has been a top concern for U.S. merchants. After decades of legal battles, a new, revised settlement has been reached between Visa, Mastercard, and U.S. merchants.

December 06, 2025

Industry News

Crucial Update: Visa's Level 2 Interchange is Sunsetting – What B2B Merchants Need to Know for 2026

The payments landscape is undergoing a significant transformation. If your business accepts commercial, corporate, or purchasing cards, you must pay close attention to Visa's shift away from its legacy Level 2 (L2) and Level 3 (L3) incentive programs.

December 05, 2025

Fraud Prevention and Security

What is VAMP and How Will It Affect Merchants?

VAMP fundamentally changes the metric used to judge risk. It moves away from separate monitoring for fraud and disputes and introduces a single, consolidated ratio that is applied at the Acquirer level.

December 03, 2025

Merchant Services Basics

What Makes Merchant Services Recession-Proof?

In uncertain economic times, every business owner seeks stability. Industries fluctuate, consumer spending shifts, and market confidence can waver. Yet, one sector consistently demonstrates remarkable resilience: merchant services.

November 30, 2025

Merchant Services Basics

Evaluating Payment Processor Customer Support: What Merchants Should Demand

Too often, merchants focus only on fees and contract length, overlooking the single most vital component of their payment relationship: customer support quality.

November 29, 2025

Sales Strategies

The Fortune Is in the Follow-Up: Mastering the Art of Merchant Relationship Building

. Whether you’re selling a complex service or nurturing a long-term client, the real magic—and the real revenue—often lies in what happens after the initial contact. As the saying goes, "The Fortune Is in the Follow-Up."

November 27, 2025

Payment Technology Trends

Merchant Services Trends in 2026: The Year Payments Disappear and Intelligence Takes Over

The global payments ecosystem is undergoing its most profound transformation in a decade. For merchants, 2026 will not be a year of gradual change; it will be a turning point where payment acceptance shifts from a back-office transaction to a strategic growth engine.

November 27, 2025

Fraud Prevention and Security

Simple Security Secrets: 5 Fraud Prevention Tips Beyond the PCI Checklist

At Beacon Payments, we believe the strongest defense is a culture of security awareness. Here are five simple, practical tips that go beyond the checklist to help your team prevent both internal and external payment fraud.

November 22, 2025

Sales Strategies

How to Handle Rejection in Merchant Services: Turning "No" into a Roadmap for Success

Whether you're a seasoned sales professional, a new business owner seeking partnerships, or even an existing merchant facing a service disruption, the way you handle rejection can define your trajectory.

November 20, 2025

Payment Technology Trends

Choosing Your Payment Hardware: Mobile, Countertop, or Smart Terminal?

Here is a breakdown of the three main categories of payment hardware, along with their pros, cons, and ideal use cases.

November 16, 2025

Sales Strategies

Beyond the Rolodex: How Top Businesses Use CRM to Close More Deals (and Deliver Better Service)

We recently explored how top professionals leverage CRM to their advantage. We encourage you to watch our video for powerful strategies that can transform your approach to client management:

November 14, 2025

Payment Technology Trends

The Payment Revolution: Key Trends Defining Merchant Services by 2026

By 2026, the global payment ecosystem will be defined by intelligence, speed, and trust. For merchants, this means moving beyond POS terminals and embracing a system where payment is embedded, personalized, and secured by technology that anticipates fraud before it occurs.

November 07, 2025

Loading