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Payment Technology Trends

How PCI DSS 4.0 Will Affect Your Business in 2026

PCI DSS 4.0 is the newest version of the Payment Card Industry Data Security Standard, and it brings meaningful changes for merchants who process, store, or transmit cardholder data.

September 14, 2025

Merchant Services Basics

Leveraging Payment Technology for In-Store Upselling

Upselling used to rely on an attentive cashier or salesperson who knew how to suggest just the right add-on. Today, modern payment technology can do that job automatically, boosting average ticket size, promoting loyalty programs,& creating a better experience for customers.

September 12, 2025

Merchant Services Basics

Understanding International Card Acceptance for Local Businesses

Here’s what merchants need to know to confidently accept international cards while protecting their bottom line.

September 10, 2025

Merchant Services Basics

7 Seasonal Payment Strategy Adjustments for Busy Shopping Periods

Every year, businesses prepare for their busiest seasons—for merchants, this surge in activity isn’t just about stocking shelves or staffing up—it’s about ensuring your payment systems are ready to handle the volume smoothly and securely.

September 08, 2025

Payment Technology Trends

The Impact of Real-Time Payments on Small Businesses

Real-Time Payments (RTP) are reshaping how money moves between customers, merchants, and financial institutions, offering small businesses a powerful alternative to traditional card networks.

September 06, 2025

Merchant Services Basics

How Payment Data Can Drive Marketing Campaigns

Here’s how you can leverage payment data to craft more effective campaigns that bring customers back again and again.

September 04, 2025

Merchant Services Basics

Credit Card Surcharging Rules: What Merchants Should Know

With the rise in payment processing costs, many merchants are exploring credit card surcharging as a way to offset expenses. While surcharging can reduce costs, it’s important to know the rules and requirements to avoid penalties and maintain customer trust.

September 02, 2025

Payment Technology Trends

The Future of Contactless Payments: Risks and Opportunities

The payments landscape is changing faster than ever, and contactless payments are leading the charge. Tapping a phone with Apple Pay, scanning a QR code, or using a wearable device like a smartwatch, consumers have embraced the speed and convenience of “tap-and-go.”

August 30, 2025

Merchant Services Basics

Navigating Sales Tax Compliance in Payment Processing

Sales tax compliance is one of those business responsibilities that often seems straightforward—until it isn’t.

August 28, 2025

Payment Technology Trends

Integrated Payment Systems for Omnichannel Retailers

At Beacon Payments, we help merchants unify their in-store and e-commerce payments into a single platform—simplifying operations and creating a consistent customer experience.

August 26, 2025

Merchant Services Basics

Refining Refund Policies to Minimize Disputes and Losses

At Beacon Payments, we’ve seen firsthand how refining refund and return processes can reduce disputes and protect profits. Here’s how to design a refund policy that minimizes risk while building customer trust.

August 23, 2025

Payment Technology Trends

How Mobile Wallet Adoption Is Changing In-Store Payments

At Beacon Payments, we help businesses stay ahead by offering POS systems and payment solutions that meet these changing customer expectations.

August 23, 2025

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