Merchant Services
Unlock the power of tap-to-pay by accepting digital wallet payments like Apple Pay, Google Pay, and Samsung Pay. Beacon Payments equips your business to embrace contactless mobile transactions with speed, security, and seamless integration.
What Is a Mobile Wallet?
A mobile wallet stores payment card information securely on a customer’s phone or wearable device. Customers authorize payments using NFC (Near Field Communication) technology, enabling fast, one-tap transactions at your counter, kiosk, or mobile checkout point.
Why Accept Mobile Wallets?
- Faster Transactions
Tap payments are typically quicker than chip or swipe methods, reducing wait time in line and improving customer flow. - Enhanced Security
Mobile wallets use encryption and tokenization to anonymize card data. Transactions are authenticated through biometric verification or passcodes. - Modern Customer Experience
Offering mobile wallet payments meets consumer expectations, especially among tech-savvy shoppers and mobile-first users. - Contactless Benefits
Encourages hygiene-conscious shoppers by eliminating physical contact, ideal for food service and healthcare environments.
How Mobile Wallet Payments Work
- Customer taps their phone or wearable on your NFC-enabled reader.
- The device sends an encrypted token—not the actual card number—to the payment terminal.
- The payment processor decrypts the token, verifies the card through the issuing bank, and approves the transaction.
- Funds are securely deposited into your merchant account.
Advantages for Your Business
- Reduced Transaction Time
Shorter lines mean more satisfied customers and faster service. - Lower Fraud Risk
Tokenization and biometric authentication protect against counterfeit card and card-not-present fraud. - Competitive Edge
Position your business as modern, tech-forward, and customer-centric. - Vendor Versatility
Works across retail, hospitality, healthcare, transportation, and event venues—anywhere people pay.
Who Benefits Most
- Retail stores and pop-ups aiming to move customers quickly
- Cafes, quick-serve restaurants, and food trucks that thrive on fast service
- Service providers offering contactless convenience
- Healthcare and wellness environments where hygiene and safety are priorities
Beacon Payments Advantage
- NFC-Enabled Readers
Our hardware supports contactless mobile wallet payments out of the box. - Secure, Compliant Transactions
We ensure every transaction is encrypted and PCI-compliant for maximum safety. - Clear, Interchange-Plus Pricing
Transparent fee structure ensures you pay the lowest cost per transaction. - Dedicated U.S. Support
Our customer service team is available 24/7 to help you set up and optimize your mobile wallet acceptance.
Ready to Go Contactless?
Offer your customers the convenience of tapping their device to pay. Contact Beacon Payments today to get started with mobile wallet acceptance. We’ll help you select the right hardware and ensure your setup is seamless—no confusion, no delay.

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