If you’re wondering what’s really possible in this industry, these agent stories offer a look behind the scenes. These are real people who built real businesses—starting with no book, no clients, and no merchant services experience.

Agent #1: Mike – The Hustler Who Treated It Like a Business

Former Occupation: Auto finance manager
Location: Pennsylvania
Started With Beacon: 2018
Current Monthly Residual: ~$20,800/month

Mike’s Story:

After years working 60-hour weeks in the car business, Mike was burned out. He wanted something with more freedom—but still high income. He joined Beacon Payments with zero sales in merchant services, but tons of hustle.

His Approach:

• Joined his local Chamber of Commerce
• Walked into 10–15 businesses per day
• Focused on restaurants and auto shops
• Followed up relentlessly and always asked for referrals
• Offered dual pricing to help businesses eliminate fees

The Result:

By year two, Mike was closing 10–12 deals a month. Now, he earns nearly $21K/month in residuals, has hired two sub-agents, and only works a few days a week. He built his portfolio brick by brick—and now it pays him whether he’s working or not.

Agent #2: Samantha – The Stay-at-Home Mom Who Built a Side Hustle Empire

Former Occupation: Part-time marketing assistant
Location: Florida
Started With Beacon: 2020
Current Monthly Residual: ~$9,200/month

Samantha’s Story:

Samantha was looking for something flexible that she could do between school drop-offs and errands. She never saw herself in sales—but realized that helping local businesses save money didn’t feel like “selling.”

Her Approach:

• Focused on local salons, boutiques, and fitness studios
• Used Facebook groups and referrals to set appointments
• Offered to review statements for free—no pressure
• Leveraged Beacon’s virtual terminal and mobile processing options
• Sent e-invoices and did follow-ups during nap time

The Result:

After 12 months, she was bringing in $3,500/month in residuals. Now in year four, she’s at $9,200/month—without ever working full-time hours. She says, “It’s not a job—it’s my passive income stream.”

Agent #3: Ray – The B2B Networker Who Built a Portfolio Through Referrals

Former Occupation: Commercial insurance broker
Location: Texas
Started With Beacon: 2017
Current Monthly Residual: ~$49,000/month

Ray’s Story:

Ray had a large network of business owners but didn’t want to sell insurance anymore. When he learned about the merchant services model, he realized he could offer something every business needed—and get paid every month.

His Approach:

• Leveraged his CPA, insurance, and banker network for intros
• Focused on construction, wholesale, and medical offices
• Built long-term relationships, not quick sales
• Offered POS solutions to increase account stickiness
• Took advantage of Beacon’s concierge support team to onboard clients

The Result:

Ray consistently added 8–10 high-volume accounts each month. Within three years, he was earning more in passive income than he ever did in insurance—and he now mentors a team of five sub-agents building their own portfolios.

What These Agents Have in Common

• None started with experience in merchant services
• All focused on relationship-building, not hard selling
• They stuck with it—understanding that residuals grow month after month
• They used Beacon’s tools, training, and concierge support to streamline onboarding and close deals confidently
• They treated their residual income like a real business—not a side hustle or quick fix

Final Thoughts

Whether you’re looking for a flexible side hustle or a full-time business, merchant services offers an unmatched opportunity to build long-term income. These agents prove that with the right mindset, consistent effort, and the right support, six-figure residuals are not just possible—they’re repeatable.

Want to start building your residual income portfolio?
Contact Beacon Payments today to join our agent program and get everything you need to grow your book—with zero upfront cost and full ownership of your income.