Merchant Services
Let Your Customers Choose — and Keep More of What You Earn At Beacon Payments, we help small businesses reduce or eliminate credit card processing fees through transparent and compliant dual pricing programs.
Dual pricing allows you to offer two clearly displayed prices:
- One price for cash
- One price for credit or debit cards
This gives your customers the power to choose how they pay — and gives you the ability to offset the rising cost of payment acceptance without raising your prices across the board.
What Is Dual Pricing?
Dual pricing is a legally compliant pricing model that gives customers a discount when they pay with cash or check, while transparently displaying a slightly higher price for credit or debit card payments. It’s not a surcharge or a hidden fee — it’s a side-by-side price structure that meets card brand rules and federal regulations when implemented correctly.
Why Choose Dual Pricing?
- Reduce or eliminate credit card processing costs
- Stay compliant with card brand and regulatory rules
- Provide customer choice and price transparency
- Avoid raising your base prices for everyone
- Works with in-store, online, and mobile payments
How It Works with Beacon Payments
At Beacon Payments, we make dual pricing simple, seamless, and compliant.
- We provide dual pricing-ready POS systems and terminals
- We help configure your receipts, signage, and disclosures
- Our team trains you and your staff on how to explain the program to customers
- You stay compliant with Visa/Mastercard rules and state regulations
Whether you run a restaurant, retail store, auto repair shop, or service-based business, our solutions are tailored to your industry and customer experience.
What Businesses Are Saying
Our dual pricing clients consistently report thousands in monthly savings and zero drop in customer satisfaction when implemented properly. Best of all, those savings go straight back into your business.
Ready to Stop Overpaying on Processing Fees?
If you're looking for a way to keep more of your hard-earned revenue without sacrificing customer trust, dual pricing may be the perfect solution.
Contact us today and find out how much you could save with Beacon Payments.

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