Blog

Fraud Prevention and Security

Understanding EMV Chip Technology: Why It Matters for Your Business

In this post, we’ll explain what EMV is, how it works, and why your business needs to be EMV-compliant.

May 07, 2025

Merchant Services Basics

How to Prepare Your Business for the Shift to Cashless Payments

In this post, we’ll explore what the move toward a cashless economy means, the types of cashless payments your business should be ready to accept, and how to smoothly transition.

May 06, 2025

Fraud Prevention and Security

What Is PCI Compliance, and Why Does Your Business Need It?

Whether you’re a small retail shop or a multi-location restaurant, following Payment Card Industry Data Security Standards (PCI DSS) helps protect your business, your customers, and your bottom line.

May 02, 2025

Payment Technology Trends

Integrated Payments: What They Are and How They Work

In this post, we’ll break down what integrated payments are, how they work, and why they can make a big difference in how efficiently your business runs.

May 01, 2025

Fraud Prevention and Security

How to Reduce Chargebacks Without Losing Sales

At Beacon Payments, we help business owners protect their revenue and reputation with smarter payment practices and better tools. In this post, we’ll explain what causes chargebacks, how they hurt your business, and how to reduce them without pushing customers away.

April 29, 2025

Payment Technology Trends

The Rise of Buy Now, Pay Later (BNPL): What Small Business Owners Should Know Before Jumping In

In this post, we’ll explore how BNPL works, why it’s gaining traction, and the reasons you may want to think twice before implementing it in your business.

April 28, 2025

Sales Strategies

Prospecting Tips for New Merchant Services Sales Agents

At Beacon Payments, we’ve trained hundreds of agents and helped many build thriving, long-term careers in credit card processing. If you’re just getting started, here are some prospecting tips for new merchant services agents to help you hit the ground running.

April 26, 2025

Fraud Prevention and Security

Understanding EMV Compliance and Why It's Critical for Your Business

In this post, we’ll break down what EMV compliance is, how it affects your day-to-day operations, and why it’s essential for protecting your business from fraud and unnecessary liability.

April 25, 2025

Merchant Services Basics

What Are Credit Card Surcharges and Are They Legal in My State?

At Beacon Payments, we help merchants understand their options and implement compliant pricing strategies. In this post, we’ll break down what a credit card surcharge is, how it works, and whether it’s legal in your state.

April 22, 2025

Payment Technology Trends

Payment Gateways vs. Payment Processors: What’s the Difference?

In this post, we’ll break down the difference between payment gateways and payment processors, how they work together, and what you need to know to make smart decisions for your business.

April 17, 2025

Merchant Services Basics

How Credit Card Processing Fees Affect Small Business Profit Margins

In this post, we’ll break down how processing fees work, how they impact your bottom line, and what you can do to minimize their effect on your profit margins.

April 15, 2025

Merchant Services Basics

What Is a Non-Qualified Rate and How to Avoid It?

At Beacon Payments, we believe in helping business owners understand exactly what they’re being charged—and how to avoid overpaying. In this post, we’ll explain what a non-qualified rate is, why it happens, and how to avoid it to save money on your processing fees.

April 08, 2025

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