Merchant Services Basics
At Beacon Payments, we believe that secure, customer-friendly payment experiences are essential to long-term success. Here’s how your business can build trust at the point of sale.
August 21, 2025
Merchant Services Basics
If you’ve ever looked at your merchant statement and seen “non-qualified” or “downgraded” transactions with higher fees, you’re not alone. Many business owners don’t realize that how you process a transaction directly affects what you pay in interchange and processing costs.
August 21, 2025
Merchant Services Basics
Choosing a payment processor isn’t just about finding the lowest rate—it’s also about understanding the contract you’re signing. Many merchants discover too late that their agreements contain hidden costs, restrictive terms, or obligations that hurt their business over time.
August 19, 2025
Industry News
Interchange rates play a major role in how much your business pays for credit and debit card processing. Set by card networks like Visa, Mastercard, and American Express, these fees are paid to issuing banks and typically make up the majority of your total processing cost.
August 16, 2025
Fraud Prevention and Security
For business owners, chargebacks are more than just a hassle—they can eat into profits, damage customer relationships, and even put your merchant account at risk if they happen too often.
August 14, 2025
Payment Technology Trends
In today’s economy, subscription models are booming. From gyms and streaming services to HVAC maintenance plans and software-as-a-service (SaaS), recurring payments create predictable revenue streams that help businesses grow faster and operate more efficiently.
August 12, 2025
Residual Income and Career Development
Looking for a way to earn extra income without giving up your full-time job? Selling merchant services part-time is one of the smartest ways to build long-term wealth while keeping the flexibility to work on your own schedule.
August 09, 2025
Sales Strategies
Standing out as an Independent Sales Organization (ISO) agent requires more than just sales skills. Business owners want trusted advisors who understand compliance, security, and financial strategy—not just someone offering rates and terminals.
August 07, 2025
Payment Technology Trends
The payments industry is evolving quickly, and one of the biggest global shifts has been open banking. In Europe, the Payment Services Directive 2 (PSD2) has transformed how businesses and consumers interact with financial data, payments, and security
August 05, 2025
Fraud Prevention and Security
Credit card fraud continues to be one of the biggest challenges facing small businesses today. Fraudulent transactions not only cost merchants money but can also damage their reputation and strain relationships with banks and payment processors.
August 02, 2025
Residual Income and Career Development
When most people think about commission-based careers, they imagine real estate agents, insurance brokers, or financial advisors, but there’s another field that often flies under the radar yet offers incredible earning potential: selling merchant services.
July 31, 2025
Payment Technology Trends
In today’s fast-paced business environment, data is one of your most valuable assets. While most small business owners focus on sales totals and daily revenue, your point-of-sale (POS) system offers far deeper insights.
July 29, 2025