Merchant Services Basics
With the rise in payment processing costs, many merchants are exploring credit card surcharging as a way to offset expenses. While surcharging can reduce costs, it’s important to know the rules and requirements to avoid penalties and maintain customer trust.
September 02, 2025
Payment Technology Trends
The payments landscape is changing faster than ever, and contactless payments are leading the charge. Tapping a phone with Apple Pay, scanning a QR code, or using a wearable device like a smartwatch, consumers have embraced the speed and convenience of “tap-and-go.”
August 30, 2025
Merchant Services Basics
Sales tax compliance is one of those business responsibilities that often seems straightforward—until it isn’t.
August 28, 2025
Payment Technology Trends
At Beacon Payments, we help merchants unify their in-store and e-commerce payments into a single platform—simplifying operations and creating a consistent customer experience.
August 26, 2025
Merchant Services Basics
At Beacon Payments, we’ve seen firsthand how refining refund and return processes can reduce disputes and protect profits. Here’s how to design a refund policy that minimizes risk while building customer trust.
August 23, 2025
Payment Technology Trends
At Beacon Payments, we help businesses stay ahead by offering POS systems and payment solutions that meet these changing customer expectations.
August 23, 2025
Merchant Services Basics
At Beacon Payments, we believe that secure, customer-friendly payment experiences are essential to long-term success. Here’s how your business can build trust at the point of sale.
August 21, 2025
Merchant Services Basics
If you’ve ever looked at your merchant statement and seen “non-qualified” or “downgraded” transactions with higher fees, you’re not alone. Many business owners don’t realize that how you process a transaction directly affects what you pay in interchange and processing costs.
August 21, 2025
Merchant Services Basics
Choosing a payment processor isn’t just about finding the lowest rate—it’s also about understanding the contract you’re signing. Many merchants discover too late that their agreements contain hidden costs, restrictive terms, or obligations that hurt their business over time.
August 19, 2025
Industry News
Interchange rates play a major role in how much your business pays for credit and debit card processing. Set by card networks like Visa, Mastercard, and American Express, these fees are paid to issuing banks and typically make up the majority of your total processing cost.
August 16, 2025
Fraud Prevention and Security
For business owners, chargebacks are more than just a hassle—they can eat into profits, damage customer relationships, and even put your merchant account at risk if they happen too often.
August 14, 2025
Payment Technology Trends
In today’s economy, subscription models are booming. From gyms and streaming services to HVAC maintenance plans and software-as-a-service (SaaS), recurring payments create predictable revenue streams that help businesses grow faster and operate more efficiently.
August 12, 2025